Investment Management provides continuous and regular account supervision. We create a portfolio, consisting of mutual funds, stocks, bonds, and other public securities tailored to the your specific needs. Once the appropriate portfolio has been implemented, we review the portfolio at least quarterly. On an annual basis, we review the portfolio with you and if necessary, rebalance the portfolio based upon the your individual needs, stated goals and objectives. More frequent reviews may be conducted if the your needs change. You have the opportunity to place reasonable restrictions on the types of investments to be held in the portfolio.
The primary investment strategy we use is asset allocation based on Modern Portfolio Theory. We develop a diversified investment portfolio by mixing different types of investments (stock vs. bond, foreign vs. US, large company vs. small company) in varying proportions depending on client factors and the current economic climate. The purpose of asset allocation is to reduce the risk in the portfolio, while maintaining or enhancing the rate of return of the portfolio. Each client receives investment advice regarding their portfolio based upon his or her:
- Time Horizon
- Expected Rate of Return
- Risk Tolerance
- Investment Preferences
The investment strategy for a specific client is based upon the objectives stated by the client during consultations and may be changed at any time.
We offer individualized investment advice to clients utilizing our Portfolio Management services. Additionally, we offer general investment advice to clients utilizing our Financial Planning & Consulting services.